Partner With Lawcovery
We work exclusively with India's banking and financial institutions — as a dedicated legal recovery partner embedded in your recovery operations, not a one-off engagement.
Built for Institutional Lenders
Lawcovery does not serve retail clients. Our practice is structured entirely around the needs of scheduled banks, NBFCs, ARCs, and housing finance companies — institutions that require a legal recovery partner with the depth, scale, and regulatory fluency to handle complex NPA portfolios across multiple forums simultaneously.
Scheduled Commercial Banks
Public and private sector banks managing NPA portfolios across retail, MSME, and corporate segments. We handle everything from individual high-value accounts to coordinated multi-forum portfolio mandates.
Non-Banking Financial Companies
NBFCs navigating RBI guidelines, SARFAESI eligibility thresholds, and DRT access — with recovery strategies tailored to your asset class, borrower profile, and regulatory constraints.
Asset Reconstruction Companies
ARCs requiring post-acquisition recovery management — enforcement, resolution, and portfolio realisation under SARFAESI, IBC, and civil proceedings.
Housing Finance Companies
HFCs with residential and commercial mortgage security — SARFAESI enforcement, DRT proceedings, and auction management for secured property portfolios.
Cooperative Banks
Cooperative banks navigating state-specific legislation alongside central banking recovery frameworks — with counsel experienced in both regulatory environments.
Microfinance Institutions
MFIs managing high-volume, lower-ticket NPA portfolios — practical, cost-effective recovery solutions scaled to your operational model.
How We Engage
Initial Consultation
A senior partner reviews your portfolio profile, recovery objectives, and current legal status. We assess the most effective forums and strategies for your specific accounts.
Mandate & Scope
We agree on the scope of engagement — whether a single high-value account, a defined portfolio tranche, or an ongoing panel mandate. Fees are structured to align with recovery outcomes.
Legal Strategy & Filing
Our team prepares and files proceedings across the appropriate forums — DRT, SARFAESI, NCLT, or civil courts — with a coordinated strategy across all active accounts.
Active Representation
We manage all hearings, interim applications, evidence, and enforcement actions — keeping your recovery team informed at every stage with regular status updates.
Recovery & Realisation
From decree to enforcement — we pursue asset attachment, auction management, and guarantor proceedings until actual recovery is achieved, not just a legal outcome.
Enquire About a Partnership
Complete the form below and a senior partner will respond within one business day.
All enquiries are treated as strictly confidential. Portfolio details shared at this stage are used solely to assess how we can assist and are not disclosed to any third party.